Financial information

Financial information

Financial information

Audited 

Financial Result (MNT million) 2014 2015 2016 2017 2018
Balance Sheet Indicators (MNT million)
   Total Assets       4,053,153       3,804,842      4,658,343        5,204,584          6,081,113
   Deposits      2,232,270       2,079,801      2,803,328        3,453,920          4,402,648
   Borrowed funds - Co-financed funds      1,011,499       1,014,935      1,195,870           757,897             715,853
   Net Loans      2,461,920       2,013,611      2,034,860        2,318,058          3,183,724
  Total  Capital         393,736          428,181         453,707           488,675             605,578
Profitability Indicators (MNT million)
   Interest Income          338,366          314,830         331,900           409,220             493,961
   Interest Expense        (209,312)        (213,295)       (246,416)         (287,230)           (323,255)
   Net Interest Income         129,054          101,534           85,484           121,990             170,706
   Net Non-Interest Income           36,197            58,454           63,200               8,615             135,621
Operating Income         165,251          159,988         148,684           130,605             306,327
   Operating Expense          (73,068)          (75,362)         (77,251)           (85,583)           (110,093)
   Operating Profit           92,182            84,626           71,433             45,021             196,234
   Credit and other financial assets' provisioning and impairment  loss         (27,900)          (51,900)         (58,686)           (36,947)             (94,034)
Decrease in value of properties charged to profit/loss                 (20,158)             (26,600)
Pre-Tax Profit           64,283            32,726           12,746           (12,083)               75,600
   Taxation         (14,455)            (6,742)           (7,473)               6,930             (22,054)
   Post -Tax Profit            49,828            25,985             5,274             (5,153)               53,546
Prudential Ratios
  Capital Adequacy Ratio >14% 17.1% 16.6% 14.8% 14.4% 15.4%
  Liquidity Ratio >25% 38.2% 38.1% 44.8% 44.5% 36.7%